Living Our Mission for More than 75 Years

Change Text Size


(513) 868-3210
Office Number

(888) 597-2751
Toll Free Number

How to Plan for Occasional Expenses

Certain major expenses occur throughout the year on an irregular basis. Things like auto insurance premiums or real estate taxes (if you do not escrow) pop up a couple of times each year and can be large amounts.

It may be difficult, if not impossible, to pay these bills, along with your regular bills, from a single paycheck.

The most convenient way to pay for these expenses is to set small amounts of money aside regularly in a special account so that it is available when those bills arrive.

Review this list and record the amount that you anticipate you will need when these bills come due. Estimate for occurrences like car repairs, medical bills, holiday spending, etc.

Expense Annual Amount

  • Car Repairs
  • License Plates
  • Household Maintenance
  • Snow Removal/Lawn Care
  • Taxes
  • Vacation
  • Medical/Dental
  • Car Insurance
  • Life Insurance
  • Gifts
  • Back to School Spending
  • Holiday Spending


Expense Savings Calendar

The calendar below is a good way to help you think ahead to these expenses. Write the expense under each month they are due. Total up the annual amount needed and divide by 12 to get a monthly amount you need to set aside.

January __________
February __________
March __________
April __________
May __________
June __________
July __________
August __________
September __________
October __________
November __________
December __________

Total Expenses $__________

Total expenses divided by 12 = amount to be saved each month


If you need help getting started, feel free to give us a call (513) 868-9220 to schedule an appointment with one of our financial coaches. We are here to help in any way we can!

Phone: (513) 868-3210
Toll Free: (888) 597-2751