LifeSpan offers budget and debt counseling to those who need help with budgeting, money management skills and credit issues. You and your personal financial counselor will work together to assess your current financial situation, develop a realistic spending plan, establish achievable financial goals, and create a personal action plan for success. Through our online application, you submit preliminary information that is sent directly to a counselor. Within two business days, a Certified Financial Counselor will contact you to discuss your situation and provide advice and guidance on possible solutions.
Phone: 1-877-322-8228Note: If you request your credit report online, you will be asked a series of questions that only you can answer. Do not be afraid to select “None of the above” if the answer truly is, “None of the above”. If your request for an online credit report is denied, you will be directed to either call or write a request for your credit report. You may never know why. Again, do not be afraid; just follow the instructions for phoning in or writing a request for your credit report.
This is a general idea of what is included in your credit score. There are far more variables than this graph indicates but this provides a good idea of the major variables.