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Steps for Victims of Identity Theft

12 steps to take when you fall victim to identity theft. Identity thieves can max your credit cards, take out loans, file bankruptcy, and any number of other actions using your name and information. Notify…

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Credit Reports 101

Your credit report is your financial report card. It explains how you pay your bills. Your credit report has four kinds of information: Identifying: Name, address, birth date, social security number, employer Credit: A list…

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How to Create a Household Budget

A budget is your household spending plan. You determine your income and expenses, and then set spending goals for those expenses.   Here are some tips on how to get started with your own household budget:…

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Back to School Savings

Sales Tax Holiday Weekend The “holiday” weekend begins Friday, August  4, 2017 at 12 a.m. and ends Sunday, August  6, 2017 at 11:59 p.m.  During this week, the following items are exempt from sales tax:…

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File Don’t Pile

File Don’t Pile How long do you need to keep specific documents?   2 years Bank reconciliations Deposit slips 3 years Insurance policies (expired) Petty cash vouchers Sales commission reports 7 years Accident reports or…

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Golden Rules of Saving

10 Golden Rules of Saving on Everything Use these tips and you are guaranteed to spend less on the things you want.   Here are 10 ways to save: Never buy new what you can…

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Financial Tips for College Graduates

Every college graduate faces a long road of challenges.  Getting a good  start with your finances will remove some of those challenges.  Here are some tips to get started: Live as if you will be…

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Set up Automatic Savings

Making the decision to arrange automatic saving takes some of the hard work out of steady saving deposits. Here are some tips to get started:   Every month, have your bank or credit union transfer a…

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10 Quick Tips for Saving

We have put together our favorite (and sometimes quirky) saving tips.   All of these tips have been tried and have worked for someone on our staff!   These 10 quick tips for saving on a…

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Medicare Coverage and Hospital Care

Know your Rights Having a loved one in the hospital is already a stressful event, as caregivers find themselves wanting to be at the hospital to advocate for their loved one while juggling other responsibilities.…

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